In India, Tamil Nadu has become the highest rate for the stamp duty charges to provide various property-related services which are very transparent in its process. The registration department in Tamil Nadu offers many online services for encumbrance certificate, verification of e-stamp paper and document registration etc. Every one need to reserve a significant amount towards the mandatory stamp duty and registration charges.
Encumbrance Certificate in Tamil Nadu
In Tamil Nadu, For the Property registration, The Encumbrance Certificate (EC) is a mandatory document. This document establishes the legal owner of the property.
The below is the step-by-step procedure to get your EC Online:
Step 1: We can get this EC online, but the user has to register in online and have to pay the appropriate charges, to download this EC certificate.
Step 2: If the user if registering for the first time, they have to provide the basic details Like username, password, address, identification number (PAN/Aadhaar/driving licence/others) and contact details. once registered the user will receive the OTP on the given contact number and then they can Complete the registration process
Once they registered, they will receive the below screen:
Step 3: The user has to click on the verification link sent by the authority to the registered email id.
Step 4: Once the user verified the details, then they can sign in.
Step 5: In the Home page, we have to go for the ‘E-services’ tab and then search and apply for the EC.
Step 6: The user has to fill in the required details like location, time, survey number, land details etc
Step 7: once the mandatory details are provided, then the user have to click on ‘Search’, it will show all the documents pertaining to the details the user have given, then click on ‘Apply Online’.
Step 8: Before proceeding with the payment, the user have to enter the name, contact details etc and save it.
Step 9: Select another tab called Payment and then the user have to select the pay option.
Step 10: In the e-payment screen, we have to select the payment mode and the bank name and click on submit.
Step 11: Once your payment is successful, the user will get the bank reference number, CIN number and transaction ID. They have to Keep these details safe. Once this application is approved by the sub-registrar, then the encumbrance certificate will be sent to the user’s login with a QR code and a digital signature of the sub-registrar affixed in the end of all the pages. Then the user will get the SMS notification to the registered mobile number.
The user can go to the ‘E-services’ > encumbrance certificate > Request List to view and download the digitally signed EC.
How to get the land guideline value in Tamil Nadu?
In Tamil Nadu, the guideline values may vary from districts.to check the guideline value, the user have to go to the official website of the Tamil Nadu Registration Department. In the web page the user has to select the tab ‘Guideline Value’ to see the details.
The user can also try with the years.
The user can also search the guide line value by selecting Street or Survey Number, then they have to select the criteria as village wise or the category wise and then click on search.
If the user is Searching with streetwise details. The webpage should be shown as below.
How to do property registration in Tamil Nadu online?
It is mandatory to Register of the documents of sale and purchase of immovable property which helps as a evidence and it prevent from fraud and assurance of title. The user can make use of the online services to part-finish the registration process.
Step 1: Go to Registration Department portal and select the ‘online applications’.
Step 2: kindly Create the new user login and generate a new token.
Step 3: check for the appropriate sub-registrar office, transaction type, district, taluk and then submit the necessary information.
Step 4: Once the payment is done, we have to confirm the payment by go to the registration portal again.
Step 5: You will get the summarized details here which you have entered in the application. Check thoroughly to eliminate errors. If No errors, then click on ‘Accept and Continue’. An acknowledgement slip will be generated online, which will show the details of the appointment and the sub-registrar’s office.
Step 6: For Registration, go the given sub-registrar’s office on the exact time and date mentioned in the acknowledgement slip and submit the related documents to the registrar along with the printout of the report.
Step 7: For Document Registration, both the seller and the purchaser have to come the register office along with two witnesses.
Step 8: Both the seller and the purchaser should bring their proof of identity like Aadhaar Card, PAN Card, or any other proof of identity issued by a government authority. Including this the bio-metric identity will also be scanned during the registration process.
Below is the List of required documents for property registration in Tamil Nadu
- Description of the property and Map plan
- Digital photograph of building or plot.
- Proof of the Owner
- Original Certified copy of old sale deed, assessment of MC or mutation agreements.
- Identify proof of both the parties: Ration card, voter ID, driving license, Aadhaar card or PAN card.
- No-objection certificate (NOC).
- Identity proof of two witnesses.
Stamp duty charges and registration charges in Tamil Nadu:
The stamp duty and registration charges for the men, women, and joint buyers remain the same in Tamil Nadu. Please check below the stamp duty and registration charges applicable in Tamil Nadu
The below table shows the Stamp duty charges and registration charges of Tamil Nadu
|Document type||Stamp duty||Registration fee|
|Conveyance (Sale)||7% of the property market value||4% of the property market value|
|Gift||7% of the property market value||4% of the property market value|
|Exchange||7% of the property market value||4% of the property market value|
|Simple mortgage||1% of the property loan amount, subject to a maximum of Rs 40,000||1% of the property loan amount, subject to a maximum of Rs 10,000|
|Mortgage with possession||4% of the property loan amount||1%, of the property loan amount subject to a maximum of Rs 2,00,000|
|Agreement to sale||Rs 20||1% of the property money advanced|
|Agreement relating to construction of building||1% on the property cost of the proposed construction or the value of construction of the property or the consideration of the higher value which is specified in the agreement.||1% on the property cost of the proposed construction or the value of construction of the property or the consideration of higher value which is specified in the agreement.|
|Cancellation||Rs 50||Rs 50|
|Partition among the family members||1% on the market value of the property, which is maximum of Rs 25,000 for each share||1%, which is maximum of Rs 4,000 for each share|
|Partition among the non-family members||4% of the property market value for separated shares||1% of the property market value for separated shares|
|i) General Power of Attorney to sell the immovable property||Rs 100||Rs 10,000|
|ii) General Power of Attorney to sell the immovable property (Power is given to a family member)||Rs 100||Rs 1,000|
|iii) General Power of Attorney to sell the movable property and for other purposes||Rs 100||Rs 50|
|iv) General Power of Attorney given for consideration||4% on the consideration||1% on the consideration or Rs 10,000, whichever is higher|
|Settlement in favor of family members||1% of the property market value but not exceeding Rs 25,000||1% of the property market value subject to a maximum of Rs 4,000|
|Settlement in other cases||7% of the property market value||4% of the property market value|
|Partnership deed where the capital does not exceed Rs 500||Rs 50||1% on the capital invested|
|Partnership deed (other cases)||Rs 300||1% on the capital invested|
|Memorandum of Deposit of Title Deeds||0.5% on loan amount, subject to a maximum of Rs 30,000||1% on loan amount, subject to a maximum of Rs 6,000|
|i) Release among family members (coparceners)||1% on the market value of the property but not exceeding Rs 25,000||1% on the market value of the property, subject to a maximum of Rs 4,000|
|ii) Release among non-family members (co-owner and benami release)||7% on the market value of the property||1% on the market value of the property|
|Declaration of trust which means if property is there but it would be considered as sale||Rs 180||1% of the total amount|
How to pay the registration fee and stamp duty charges in Tamil Nadu?
The stamp duty charges can be paid by opting e-stamping option. Which is the very easy way.
Step 1: Go to the official website of the e-Stamping website
Step 2: If it’s the new users, then they have to select “Register Now” for User Registration which is mandatory and free.
Step 3: The user has to provide the valid e-mail ID and Mobile Number for registering on this site.
Step 4: The user have to enter the user and password to create it.
Step 5: Once the user gets registered on this site, they will get one activation link to the registered e-mail ID. The user have to Click on the activation link to complete the registration process.
Step 6: The user have to select “STATE” from the State drop-down lost, then the user have to Select the “Nearest SHCIL Branch”.Here te user have to provide the mandatory details like First Party Name, Second Party Name, Article No, Stamp Duty Paid By and Stamp Duty Amount etc.
These details helps the user to generate Online Reference Acknowledgement Number.
Step 7: The user have to take the print out of the Online Reference Acknowledgement Number and visit the nearest Stock Holding Branch to take final print out of the e-Stamp Certificate.
Step 8: the users can pay stamp duty charges through Cash, Cheque, Demand Draft, Pay Order, RTGS, NEFT and Account to Account transfer. It is advisable the user to contact the nearest e-Stamping centre before initiating any Electronic fund transfer.
Step 9: OTP is used to Secure the transaction ID.
Step 10: Once the payment is completed successfully, then go to the registration portal again and confirm the payment.
Step 11: The system will prompt the details of the fee paid for the e-stamp, then select ‘view details’ which is used to download the e-stamp.
Step 12: Each e-stamp must be generated with a serial number and GRN on it. You can verify the e-stamp serial number from your website’s home page.
Step 13: For physical document verification, we have to Schedule the time slot at the respective sub-registrar’s office.
How to View Patta Copy online?
Step 1. Go to the official website of Tamil Nadu Land records
Step 2. Select the View Patta & FMB, Chitta, TSLR Extract to check Patta details online
Step 3. The user have to provide the details of the District, Area Type, and click on submit
Step 4. Again the user have to provide the details of the District, Taluk, Village, Patta number or the Survey number, subdivision number etc.
Step 5.To validate the above given details, the user have to enter the captcha on the screen and click on submit.
Step 6. The above given details along with the details of the land record will apprear on the next page.
How to view A-Register Extract -Patta Chitta Copy?
Step 1. Go to the official website of the online Patta & Chitta Land records
Step 2. Select the “view a Register extract”
Step 3. The user have to provide the details of the District, Taluk, Village, Survey number, subdivision number and enter the authentication value shown in the screen and then click on “submit”
Step 4. The Patta / Chitta details will be shown on the next page as per the details entered in the above.
How to verify web issued Patta or Register Extract?
Step 1. Go to the official website of Tamil Nadu Land Records
Step 2. Select the Verify Patta
Step 3. The user have to enter the Reference number from the online Patta copy.
Step 4. The user have to enter the valid Patta number to get the exact Patta details
Tamil Nadu Registration Department contact details: